SMTM Holding

Modern solutions in the world
of financial technologies



at its finest


Accept payments and drive
more sales


Affordable and trouble-free
payment solutions

Mobile wallet

Buy, store, send
and swap crypto


ExFrame OU is a dynamically developing enterprise registered in Estonia and operating in the field of virtual currencies. During 2020 ExFrame received a profile licence that allows it to carry out transactions for the purchase and sale of digital currencies, any type of digital currency exchange, as well as the issue virtual currency wallets.

Today ExFrame offers a secure, reliable and effective service providing our customers with custom solutions that meet their business requirements.


Magua Pay INC is a Canadian company, licensed by the standards of Money Service Business (MSB). Magua Pay specializes in providing processing and acquiring services and builds business upon high-quality service and customers’ trust, providing that individual and attentive approach, immediate reaction to inquiries, readiness to provide nothing but the best possible service are the qualities to focus on, because they make us reliable.


The online video game industry is one of the fastest growing sectors in the world today with an annual turnover of nearly $200 billion.
An increasing number of users are looking for affordable and trouble-free payment solutions. We are here to proovide it by creating a service for fast purchase of gaming vouchers and replenishment of the balance for online games.

Virtual currency wallet

Gain control over your crypto game with our virtual currency wallet. Available on a desktop our wallet allows you to buy, store, send and swap tokens. Use your credit card to purchase crypto or transfer your crypto directly.
We always put the security of your money first. We have strict controls over access rights to funds and do our utmost to ensure the security of your fund. The design of our portfolio is kept clean and simple to make the user experience intuitive and pleasurable, at the same time providing a variety of services which will meet the requirements of the most advanced user.

About company

SMTM HOLDING OU was founded in 2014 and is a group of companies working in the field of modern financial technologies. Over seven years of work considerable experience has been gained, a number of investment and technological projects have been implemented, and a proprietary digital information processing and storage center has been created and certified according to the highest level of Payment Card Industry Data Security Standard (PCI DSS).

When building the holding, we focused on the growing needs of customers in the field of e-commerce industry, in parallel developing co-profile areas.



For all enquiries, please email us using the form below.

SMTM Holding OU
Reg.N 12644102
Tina 7-5, Tallinn, Estonia,10126
e-mail :